Third Rock Adventures offers trips to Nepal, Bhutan, India, and Tibet, and it is highly recommended that travelers buy travel insurance for any trips to these countries.
Basically, travel insurance is a plan or investment that you purchase to safeguard your travel. While traveling, you may have to face problems like medical emergencies, trip cancellations, emergency evacuation, and travel delays.
Considering the fact that medical crisis can occur and even the best-planned trips get canceled, it is mandatory for clients to have travel insurance before embarking on any trips to Nepal, India, Tibet, or Bhutan. This is the best way of being prepared for unforeseen circumstances and risks. Travel insurance reimburses you for the loss depending on the policy.
Travel Insurance for Trekking and Hiking
For any trekking or hiking trips in the Himalayas, a traveler is recommended to buy travel insurance. Hiking on the outskirts of the city area is comparatively comfortable and involves less risk. But at higher altitudes and remote areas, there is a high risk of Acute Mountain Sickness and common ailments like hypothermia, skin infections, and tummy troubles.
If you are going for trekking in Nepal, make sure that your insurance covers helicopter rescue cost, and evacuation, including medical expenses and trip cancelation.
Travel Insurance for Peak Climbing
Peak climbing and expedition trips are considered risky activities than other outdoor activities. You will be climbing above 6,000m, and arguably there’s high risk due to high altitudes, extreme temperatures, and lack of visibility, to name a few. And therefore, for peak climbing, make sure to buy insurance that includes emergency medical evacuation coverage, helicopter evacuation, repatriation coverage and trip cancellation coverage.
Insurance for Other Outdoor Activities
Outdoor activities can be fun, but you cannot underestimate the risk while traveling. Although outdoor activities in Nepal are comparatively low-risk activities, unforeseen circumstances can cost you huge expenses. In that sense, travel insurance for outdoor activities is a must, but unlike peak climbing and trekking, outdoor activities necessarily do not require advanced travel insurance. For instance, travel insurance for city tours does not necessarily require helicopter rescue.
However, it is best practice to buy an insurance plan that covers the medical issue, flight cancelation, trip cancelation, lost luggage, and coronavirus-related emergencies.
Why Should You Buy Travel Insurance?
- It covers emergency medical insurance
- It covers trip cancellation insurance
- It covers Emergency Evacuation Insurance
- It covers risk-financial loss-during travel including lost or stolen luggage, and you can be reimbursed for loss
- It provides travel assistance if needed
How Much Travel Insurance Cost?
There is no exact figure for the cost of Travel Insurance. Generally, a travel insurance cost is based on the trip cost and other factors like trip length, age, amount of coverage. Travel insurance prices are influenced by the following factors:
the older you are, the higher the price
The amount of coverage:
basic plans are cheaper than premium
Cost of your trip:
expensive trips cost more
The number of travelers:
the more number of travelers, the costlier the insurance
longer trips are expensive
Recommended Travel Companies
Relaxed and successful holidays are impossible without good insurance. Please carefully choose the insurance policy that covers all the activities being undertaken. The insurance policy you buy for the trek is different from the insurance for a climbing expedition.
For the USA
- Travelex Insurance (recommended)
- Worldnomads /Tripmate USA
- Travel Safe Insurance
- Blue Cross Blue Shield
- Severn Corner
- Racc Spain
- Fedmi Spain
- Europ Assistance (All European)
- Allianz Travel Insurance (Germany, Switzerland)
- Hens Merkur ( Germany )
- Uniqa Insurance (Austria)
- Dog Tag (UK)
- Alpineverein ( Austria,Germany)
- British Mountaineering Council (BMC)
- Allianz Travel Insurance
- Cover More
- Budget Direct Travel Insurance
- 1 Cover Travel Insurance (New Zealand)
- Fast Cover New Zealand
For Asia and the Middle East
- Clal Insurance (Israel)
- Mitsui Sumitomo Insurance (Japan)
- Life Card Travel Insurance (Japan)
- Sompo Insurance (Japan)
- Bubblegum Insurance (Singapore)
Our previous clients recommend the above insurance companies. Before buying travel insurance, we advise you to review the plan carefully and ensure the policy that best fits your trip. Always carry the proof of your insurance with you, and you can give a copy of it to your family for future reference. You can contact us if you have any questions about travel insurance.